Dividend Rates

Earn competitive interest rates while maintaining access to your funds with a CalCom Share, Share Draft or Money Market account.

Share, Share Draft and Money Market Accounts

Share Account Rates

Type of AccountMinimum DepositMinimum BalanceDividend Rate APY**
Tier 1 $5 $5 0.05% 0.05%
Tier 2 $5,000 $5,000 0.10% 0.10%
Tier 3 $50,000 $50,000 0.15% 0.15%

Kid's (0-12) & Youth (13-18) Accounts

Type of AccountMinimum DepositMinimum BalanceAPR*APY**
Tier 1 $5 $5 0.05% 0.05%
Tier 2 $500 $500 0.10% 0.10%
Tier 3 $5,000 $5,000 0.15% 0.15%

Money Market Accounts

Type of AccountMinimum DepositMinimum BalanceAPR*APY**
Tier 1 $2,500 $2,500 0.10% 0.10%
Tier 2 $5,000 $5,000 0.20% 0.20%
Tier 3 $50,000 $50,000 0.30% 0.30%

Maximize your return investment by taking out a Share Certificate or see tax free growth by opening an Individual Retirement Account (IRA).

Share Certificates and IRA Accounts

Term Share Certificate Accounts

Type of AccountMinimum DepositMinimum BalanceAPR*APY**
6 Months $2,500 $2,500 1.00% 1.00%
12 Months $2,500 $2,500 1.25% 1.26%
24 Months $2,500 $2,500 1.50% 1.51%
36 Months $2,500 $2,500 1.75% 1.76%

 

TierMinimum DepositMinimum BalanceAPR*APY**
6 Months $50,000 $50,000 1.25% 1.26%
12 Months $50,000 $50,000 1.50% 1.51%
24 Months $50,000 $50,000 1.75% 1.76%
36 Months $50,000 $50,000 2.00% 2.02%

IRA Share Accounts (Traditional or Roth)

Type of AccountMinimum DepositMinimum BalanceAPR*APY**
Tier 1 $5 $5 0.20% 0.20%
Tier 2 $5,000 $5,000 0.40% 0.40%
Tier 3 $50,000 $50,000 0.60% 0.60%

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*APR = Annual Percentage Rate. **APY = Annual Percentage Yield.

Notes: All rates are subject to change without prior notice. All rates are based on account balance. Accounts are insured at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. See "Your Insured Funds" booklet by the NCUA for additional coverage for multiple accounts. Primary Shares, Vacation, Holiday, Youth, Kid's, Money Market and IRA Accounts are variable rate accounts and rates may change after the accounts are opened. Fees could reduce earnings on the certificate accounts. A penalty of 90 days interest will be imposed for early withdrawal with a minimum of $90 and a maximum of $900. Please call 855.922.5266 for more info.

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