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VISA Credit Cards

The information on this page is current as of June 1, 2014. Account terms and fees subject to change without prior notice. Differential on rates are based on credit profile.

Get worldwide access and unparalleled purchasing power with a Classic or Platinum Visa® Credit Card from CalCom. You CalCom Visa® Credit Card is accepted (over 27-million merchants worldwide). We offer both Visa®Classic and Visa® Platinum Credit Cards with low-rates and generous limits. For more information about our Credit Cards please see the information below.

  Visa® Platinum Visa® Classic
Annual Percentage Rate (APR) for purchases As low as 10.00% 14.00% - 18.00%
Other APR: Cash Advance and Balance Transfers As low as 10.00% 14.00% - 18.00%
Visa® Classic Annual Percentage Rate (APR) Additional Disclosure The APR disclosed above is effective when you open your account. The actual rate is based on your creditworthiness.
Grace Period for Purchases Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchase if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfer on the transaction date.
Grace Period for Cash Advance and Balance Transfers None
Annual Fee None
Balance Calculation Method Average Daily Balance (including new purchases)
Cash Advance Fee 3.00% of the amount of each cash advance, minimum of $3.00, whichever is greater. Maximum of $30.00.
Foreign Transaction Fee 1.00% of each multiple currency transaction in U.S. dollars or 0.80%of each single currency transaction in U.S. dollars.
Late Charge $30.00 (10 days late)
Over the Credit Limit Fee N/A
Returned Payment Fee $30.00

Other Disclosures

Document Copy Fee $3.00
Rush Fee $30.00
Emergency Card Replacement Fee $150.00
Card Recovery Fee N/A

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