helping you achieve your financial goals and dreams

855.9CALCOM
(855.922.5266)

 

Corporate Office and Mailing Address:

3748 Bayer Avenue, Unit 104, Long Beach, CA 90808

Monday - Thursday, 9:30am - 5:30pm
Friday, 8:30am - 4:30pm

Additional Hours and Locations

 

 

Download CalCom mobile app:

App Store and Google Play 

Routing # 322283107

NMLS # 681671

Federally Insured by NCUA

Protect Your Home From Foreclosure

Privacy Policy

 

 

© 2020 CalCom FCU. All Rights Reserved

DEBT PROTECTION PRODUCTS

 

Your credit union provides an array of insurance products for your needs.

 

Death, Disability and Unemployment Debt Protection


All members of CalCom Federal Credit Union are eligible for Death, Disability and Unemployment Debt Protection. You may add to this insurance for an affordable additional cost.

Guaranteed Asset Protection (GAP)


It is a very well known fact that the moment you drive a vehicle off the dealer's lot, your vehicle price already depreciated by the thousands. In the event that your vehicle be declared totaled or stolen, your insurance company will only cover the current value of your vehicle and not the outstanding balance of your loan. With a one-time payment of $499.00, Guaranteed Asset Protection (GAP) will protect you by paying off the remaining balance of your credit union vehicle loan after applying the insurance proceeds. In addition, GAP will pay $1,000 towards your next car if financed with the credit union.

 

Mechanical Breakdown Protection (MBP)

 

Mechanical Breakdown Protection (MBP) is an extended warranty on your vehicle that takes effect once your standard dealer warranty expires. Unlike dealership extended warranties, MBP is actually insurance, not just a warranty, so its price is regulated by the California Department of Insurance. Also, unlike dealership extended warranties, you can take your vehicle for repair to any dealership or any approved mechanic and, in some cases, MBP will even pay part of the cost of a car rental while your vehicle is being repaired.

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*Refer to the member agreement for a full explanation of terms and conditions.