| |
Visa® Platinum |
Visa® Classic |
| Annual Percentage Rate (APR) for purchases |
12.00% |
14.00% - 18.00% |
| Other APR: Cash Advance and Balance Transfers |
12.00% |
14.00% - 18.00% |
| Visa® Classic Annual Percentage Rate (APR) Additional Disclosure |
The APR disclosed above is effective when you open your account. The actual rate is based on your creditworthiness. |
| Grace Period for Purchases |
Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchase if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfer on the transaction date. |
| Grace Period for Cash Advance and Balance Transfers |
None |
| Annual Fee |
None |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Cash Advance Fee |
3.00% of the amount of each cash advance, minimum of $3.00, whichever is greater. Maximum of $30.00. |
| Foreign Transaction Fee |
1.00% of each multiple currency transaction in U.S. dollars or 0.80%of each single currency transaction in U.S. dollars. |
| Late Charge |
$20.00 (10 days late) |
| Over the Credit Limit Fee |
$20.00 each billing cycle in which your "New Balance" exceeds your credit limit. |
| Returned Payment Fee |
$25.00 |
